Q6 – Employer’s Liability

Depending on your set up as a library, you might need Employer’s Liability Insurance.

BGi.uk is aware of the unique situation in which many of us find ourselves within the carrying education community. Insurance can be arranged and the premiums calculated on the hours ‘active’ rather than the number of people engaged. They are keen to support those needing this mandatory insurance and to ensure that we are provided with the most appropriate policy that best meets our needs.

If your helpers, assistants, including all volunteers/consultants/peer supporters etc. collectively work under 2000 hours per annum then the annual premium for this section will be £47.53.

If your library has over 4000 working hours annually, a commercial policy may be more appropriate and we recommend you contact BGi.uk for advice – and a quotation.